I am a sailor. Cashed it all in in 2003 and sailed around the NW USA then went to Mexico for two years then sailed to Australia on a Baltic 42. Sold the boat in OZ and bought a Privilege 42 in Venezuela. Not fully retired so have been doing the nuclear steam generator change out gig to recharge my financial batteries. Work 13-15 hours a day for two to three months. Make great money quickly so I can get back to the boat.